RSWITCH is the National E-payment switch of Rwanda and driver of the smartcash brand enabling electronic payment settlements, interoperability and other financial solutions in Rwanda.
The company was established in 2003 with a vision to run Rwanda’s electronic payment system and has over the years expanded to serve as a financial interoperable solution company.
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Developing an interoperable retail payment system requires the set-up of an interoperable scheme and switch. The distinction between a scheme and switch is as follows: The scheme defines the overarching standards for interoperability, which include (but are not limited to), the business rules, technical standards, revenue splits between participants, common branding, and rules around disputes and customer protection. The scheme is therefore more than just the IT platform / technology itself, as it ...